Does NAV reflect the ULIP Performance?? No! to a large extent

ULIPs are meant for long term investors. But you never know when you would need the money. Marriage, Child's education, etc etc.

So, considering 3 years as a investment horizon, it's important to understand the effect of charges in ULIP as you may want to exit after 3 years for better investment opportunities. 
Also, note that you can take your money after 3 years.

Charges in the initial years of ULIPs eat up lot of your money. For example, let's compare two ULIPs with initial charges..



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